Where are all the money blogs? Long time passing … just joking, there are hundreds, thousands of money blogs out there. Nobody could possibly follow all of them. So, which ones are worth reading?
I have been on a crazy quest lately. Crazy because in reality the task is endless – finding other blogs about money. Many people are running blogs about finances on the internet, but some of them are utter rubbish. Honestly, if you follow some of the advice from these so called “experts” – or at least you’d hope someone blogging on a topic was an expert, but then again, who knows … but anyway, follow some of this advice and you’ll be broke in no time! It’s important to educate yourself about money, but make sure you’re getting your education from somewhere useful. Garbage in, garbage out, and all that.
As part of my non-comprehensive random-walk survey of money blogs online, may I present a small selection of the results for your delectation? I have avoided the obvious mega-blogs powered by media and other vested interests. read them at your peril. But apart from that, we range from the tiny and specific to the eclectic and very amusing. Enjoy.
I have been reading a fairly comprehensive blog about how to save money, ways to earn extra money, how to reduce debt, how to reduce mortgage payments, ways to reduce credit card debt, and how to become debt-free. The general level of intelligence in the posts is a notch above the average internet page. One of the problems with the internet is that any fool can write and publish any article on any topic, and Google’s quality checking alogrithm doesn’t measure the intelligence of the content, just its relevance and uniqueness.
Here’s a neat little blog covering a range of financial topics including how to save money, ways to earn extra money, how to reduce debt, how to reduce mortgage payments, ways to reduce credit card debt, and how to become debt-free. It’s pretty new, so we shall see how it develops, but the start is promising. There is some original thought going in here – I know! Remarkable, isn’t it?
I think that most consumers could benefit from reading about investment advice, financial advice, mortgage rates predictions, financial planning, debt reduction, and how to be debt free on a regular basis. Money blogs are not the only way to gain this information, but they are convenient, provide bite-sized chunks of information, and if you choose well, provide reasonable quality information. Generally they are written in a readable style and break the information into small enough chunks that you don’t get overwhelmed.
I would recommend keeping an eye on the blog at moneytalksabout.com/blog. This blog pulls together RSS feeds from several other good quality money blogs, which saves time and effort in surfing around the internet to each blog. There are good quality original posts from time to time, as well, and Money Talks has a good reputation for no-nonsense content.
As you can imagine, this handful of recommendations is not going to cover the full gamut of money blogs. Quite apart from the existing crowd, new money blogs come into existence every day. There will be hundreds of undiscovered gems available elsewhere. Please add a comment with the URL of your favorite blogs about financial advice, personal finances, mortgage advice, financial news, investment advice, financial advice, mortgage rates predictions, financial planning, debt reduction, and how to be debt free, and tell me why you like them. I look forward to hearing your thoughts – and learning something new!
Where are all the money blogs? Long time passing … just joking, there are hundreds, thousands of money blogs out there. Nobody could possibly follow all of them. So, which ones are worth reading?
I like this blog, which covers saving money, investing, reducing debt, paying off credit cards, and creative refinancing ideas. There are some very thoughful posts in here, and it’s rare that you find a money blog these days that actually says something you don’t already know. Well, it’s rare for me, and I am sure it’s rare for you, my discriminating reader, as well.
Some blogs try to cover to broad an area, and you find posts about basketball and baby poop interspersed with the financial articles. This one is not like that. It’s broad in the range of financial topics it tackles, but remain focused on money, finances, and investing.
I have been reading a fairly comprehensive blog about credit cards, debt consolidation, refinancing advice, investment strategies and wealth building. The general level of intelligence in the posts is a notch above the average internet page. One of the problems with the internet is that any fool can write and publish any article on any topic, and Google’s quality checking alogrithm doesn’t measure the intelligence of the content, just its relevance and uniqueness.
This blog has some good thoughts, reasonably well expressed, and that sets it head and shoulders about the average Adsense-financed “wall of words’ junk content that is proliferating around the internet on a daily basis.
Worth a look is this blog about pretty much all personal finance topics – saving money, investing, reducing debt, paying off credit cards, and creative refinancing ideas. The occasional post might be too specific to be of interest to a broad market, but most posts will be at least mildly interesting to the average reader, and there is an occasional gem as well. Make sure you check the archives, because you can find timeless material that is quite useful hidden in the depths.
It’s particularly good on strategy, and thinking about your overall financial situation. Any individual tactic is just a piece of the puzzle, and without a co-ordinated financial plan you cannot possibly get the best benefit out of any given tactic.
I think that most consumers could benefit from reading about investment advice, financial advice, mortgage rates predictions, financial planning, debt reduction, and how to be debt free on a regular basis. Money blogs are not the only way to gain this information, but they are convenient, provide bite-sized chunks of information, and if you choose well, provide reasonable quality information. Generally they are written in a readable style and break the information into small enough chunks that you don’t get overwhelmed.
I would recommend keeping an eye on the blog at moneytalksabout.com/blog. This blog pulls together RSS feeds from several other good quality money blogs, which saves time and effort in surfing around the internet to each blog. There are good quality original posts from time to time, as well, and Money Talks has a good reputation for no-nonsense content.
As you can imagine, this handful of recommendations is not going to cover the full gamut of money blogs. Quite apart from the existing crowd, new money blogs come into existence every day. There will be hundreds of undiscovered gems available elsewhere. Please add a comment with the URL of your favorite blogs about investment advice, financial advice, mortgage rates predictions, financial planning, debt reduction, and how to be debt free, and tell me why you like them. I look forward to hearing your thoughts – and learning something new!
As part of my non-comprehensive random-walk survey of money blogs online, may I present a small selection of the results for your delectation? I have avoided the obvious mega-blogs powered by media and other vested interests. read them at your peril. But apart from that, we range from the tiny and specific to the eclectic and very amusing. Enjoy.
Worth a look is this blog about pretty much all personal finance topics – saving money, investing, reducing debt, paying off credit cards, creative refinancing ideas, interest rates predictions, debt consolidation, refinancing, investing, reducing expenses, reducing monthly payments, vehicle refinancing, and wealth creation. The occasional post might be too specific to be of interest to a broad market, but most posts will be at least mildly interesting to the average reader, and there is an occasional gem as well. Make sure you check the archives, because you can find timeless material that is quite useful hidden in the depths.
It’s particularly good on strategy, and thinking about your overall financial situation. Any individual tactic is just a piece of the puzzle, and without a co-ordinated financial plan you cannot possibly get the best benefit out of any given tactic.
Now, I hesitate to blow the horn too strongly on this little gem, because its early days yet, but I really like the style and variety of the posts about financial advice, personal finances, mortgage advice, financial news, credit cards, debt consolidation, refinancing advice, investment and wealth building on this blog, and I am looking forward to reading more. Intelligence is a rare commodity online, where writers have become utterly divorced from editors, and virtually all publishing is vanity publishing.
This blog has the potential to be not only intelligent, but amusing and entertaining at the same time. I’ll be watching this one closely, and here’s hoping the quality remains high over time. We can never get enough of quality writing online – the problem is finding it amongst all the rubbish.
I’m deviating a little here, because generally I go for broad-based money blogs which offer a selection of topics, posting about financial advice, personal finances, mortgage advice, financial news, investment advice, financial advice, mortgage rates predictions, financial planning, debt reduction, and how to be debt free. In this case, though, I’m making an exception. Sometimes, a tightly focused blog can give you more detail than a broader blog, and that can be very valuable in itself.
This is a blog about credit cards – credit cards, debt consolidation, gift credit cards, credit card interest rates, best credit cards, credit card debt, credit card payments, credit card issuers, and how to reduce credit card debt. When you take a topic like credit cards, it is quite fascinating to delve into the depths of knowledge about a laser-focused topic. Gift credit cards, for example – I had never given them a second thought, but the pitfalls there are incredible! Credit cards are one of the largest financial hurdles in our modern life, and one of the most poorly-understood mass financial instruments. Any education about credit cards is good, but this blog is particularly comprehensive.
I think that most consumers could benefit from reading about financial advice, personal finances, mortgage advice, financial news, investment advice, financial advice, mortgage rates predictions, financial planning, debt reduction, and how to be debt free on a regular basis. Money blogs are not the only way to gain this information, but they are convenient, provide bite-sized chunks of information, and if you choose well, provide reasonable quality information. Generally they are written in a readable style and break the information into small enough chunks that you don’t get overwhelmed.
I would recommend keeping an eye on the blog at moneytalksabout.com/blog. This blog pulls together RSS feeds from several other good quality money blogs, which saves time and effort in surfing around the internet to each blog. There are good quality original posts from time to time, as well, and Money Talks has a good reputation for no-nonsense content.
As you can imagine, this handful of recommendations is not going to cover the full gamut of money blogs. Quite apart from the existing crowd, new money blogs come into existence every day. There will be hundreds of undiscovered gems available elsewhere. Please add a comment with the URL of your favorite blogs about financial advice, personal finances, mortgage advice, financial news, investment advice, financial advice, mortgage rates predictions, financial planning, debt reduction, and how to be debt free, and tell me why you like them. I look forward to hearing your thoughts – and learning something new!
There are many people that have a lot of debt that they have no idea how to get rid of. Knowing how to get rid of your debt is very important because when you have debt you know that your life will be much harder than it is for someone that doesn’t have any debt. So, learning how you can get rid of your debt can help to change your life for the better. Some things that you need to check into are debt consolidation and consumer credit counseling. There are many benefits that you need to know so you can see why this is a good idea for anyone that wants out of debt.
These two things go hand in hand. Many people are realizing that they have to get their debt taken care of now if they don’t want future problems with debt. So, how exactly can consumer credit counseling help you get rid of your debt? Basically, you will be able to get all of your debts drawn together into one monthly payment that is affordable for you.
Consumer credit counseling will help you realize what your options are and will help you find a budget that fits you. The step that needs to be taken with debt consolidation is a review of all your debts. This is very important because it will form the basis for the debt management program for your future, plus it is confidential. The credit counselor will be able to help you come up with a budget for your future and they will discuss a good debt repayment schedule for you.
Another benefit to consumer credit counseling will help you reduce the interest on your credit cards or it might get rid of it altogether. Debt counselors are definitely going to be a big help to you and will be your ally because they will be able to stop your creditors from charging you late fees or over-limit fees as you begin making payments through the program. These few benefits will give you a start at catching up on your debt repayments.
You don’t have to do a debt consolidation but if you have a lot of debt then not doing it will mean that you may never get out of debt. If you are smart enough to do this so you can be debt free then you definitely need to make sure that you find a consumer credit counselor to help you. There are many benefits, besides the ones that are above that you need to know about. The best way to find out these benefits is to contact a credit counselor and talk to them or get a quote. You will be very glad you did when you are finally able to see a way out of your debt.
The new bankruptcy laws have been introduced and many are aware about the new underlying provisions. These new laws really paved the way for a drastic change in filing bankruptcy. Making bankruptcy something that is more strict and less available.
Here’s an overview about the new bankruptcy laws.
The whole idea of the new bankruptcy laws was to limit bankruptcy filings and help to protect both the creditor and debtor. Filing bankruptcyis not an easy solution nor is it something that a person should do just because they do not want to repay debts. With that in mind the new bankruptcy laws changed the face of bankruptcy for everyone.
The new laws help to ensure people can not rush into filing bankruptcy. Now filing bankruptcy also includes getting educated which is aimed at helping to prevent filing again in the future. Moreover, eligibility in filing Chapter 7 bankruptcy has already been restricted to a set of income group.
Thing to Consider About Filing
Filing bankruptcy is not the final solution of your financial woes. Your financial problems will still exist even after filing. All bankruptcy can give you is more flexibility in handling your debts. It will not solve your financial problems.
Advocacy is an inherent component of the new bankruptcy laws to ensure full understanding of the concept. With the counseling requirement, you will learn the right way on how to recover from your debts and how to avoid similar financial problems in the future.
Bankruptcy both affect you and your creditors In your case, your credit rating will suffer as a result of filing. Creditors incur loses in dealing with debtor’s bankruptcy option. This is the reason why the new laws have limited access to filing of Chapter 7 bankruptcies which can erase debts and impose instead filing of Chapter 11 option which requires debt payment.
Income Limits
The new bankruptcy laws require a means test which will determine the income of the filer.If the income level is deemed high enough,a person will have to file Chapter 7 Bankruptcy and repay debts. Lower income filers will still be able to file Chapter 7.
The means test weighs a variety of factors to determine if a person can afford to repay debts under a court sanctioned repayment process.
Counseling Requirements
The counseling requirements of the new bankruptcy laws are in place to help ensure that everyone filing bankruptcy understands the process and understands the importance of getting their personal finances under control.
The counseling sessions are required before filing and then again before the bankruptcy is finalized. Both the stages of filing and approval require counseling sessions. These classes are mandatory no matter what type of bankruptcy is being filed.
The new bankruptcy have been carried to address apparent abuses of the system and procedure. Creditors gain siginificantly from the lower number of Chapter 7 filings under these laws. Filing of Chapter 11 Bankruptcy has become a requirement.
Filing bankruptcy should always be your last recourse if all possible ways to settle your debts have been exhausted. It is something that willtaint on your credit record for a while and can prevent you from obtaining credit in the future Additionally, you can loseassets through the process that are seized to pay off debts. Overall, though, if you are in serious debt bankruptcy may be the key to getting your finances back under control.
Solving debt problem can be a tough task.Have you ever felt like the bills are weighing you down? Perhaps those common expenses are getting out of hand. Are you maxing out credit cards just to keep upwardly Well, if this sounds all too familiar, then you’re not alone. Many of us fight with the hardships of monetary resource and debt. This doesn’t have to be the rain cloud putting a damper on your life. There are ways to deal with your debt problem. It’s time to surf online and do a little investigation before those bill collectors start breathing down your neck.
Help With Debt Problem
The good news is that there are steps you can take to deal with your debt problem and it won’t take nearly as long as you think. The first thing you need to do is take action. Don’t wait another year or even another month. Once you decide that you need to make a blueprint, do it before your old habits overwhelm you.
One of the easiest ways to deal with your debt problem is to consolidate all of your debt into one payment. Many banks will offer this service to their clients. They calculate your total debt load and then finance a loan for you. The principal of this loan will be used to help you deal with your debt problem. In fact the bank will normally deal with the payment of all of your outstanding bills. They will also close all of the accounts so that your debt won’t accumulate again.
Debt Elimination Program
If you are in need of some serious Debt elimination program, it’s time to sift through your options. Get online today and see what Debt elimination program are offer and which one would easiest suit your current situation. The Internet will provide you with a number of tips and pointers for getting out of debt rapidly. Those unbearable credit and debt statements that keep you shackled in debt don’t have to be your reality anymore. Check out the up-to-date Debt elimination program and shrink your huge monthly payments into one manageable bill.
Credit Debt Problem
There will come a day when you will want to retire. When that day arrives, you certainly don’t want to be grappling with a humungous debt. Stop living like there’s no tomorrow, and work to deal with get out of debt now. The quality of your future depends on it.It’s time to take your life back and solve your debt problem now.
As if college weren’t hard enough, getting out of those hallowed halls may be the lesser of your worries. Once you leave the grounds you are faced with the challenge of finding a job – or starting a business – in your new career path.
This is much easier said than done since most companies want experience and, unfortunately for you, most college training does not count toward that so-called “real world experience”. It’s a problem because now that you’ve completed school you have something that is common among a majority of college students: debt.
The Struggle for Financial Freedom
You struggle to create a life for yourself, and the moment you are out the starting gate you’re confronted with an immediate hardship. You’re most likely well aware of debt by now in this stage of the game, but credit cards and some utilities aren’t even a comparison to the possibly of several hundred thousand dollars in school loans. Without a job you certainly can’t repay it in a timely manner.
Though you may figure it can wait, your college debt is not going to disappear, so there is no good reason to postpone the process of repayment. It’s important to realize the critical nature of debt repayment.
It’s also smart to be aware that many companies have added a policy to check potential employees’ credit records as part of their pre-hire considerations. So beginning to pay off that loan is in your best interest.
Repayment After Graduation
Student loans are typically deferred for at least six months upon graduation. This can unfortunately motivate the proliferation of “professional students” who are afraid to complete college, fearing the financial trap of their loans despite running up even more charges.
Don’t continue in school simply to postpone debt management and the repayment of your college loans. Have you begun to pay it or rather, like most, looked at it then casually discard it into the “I’ll pay this later” pile?
Granted, having no job means paying is hard if not impossible. However a college debt, as well as your other loans or credits, impact your credit rating. So even if you can only pay $20, do so. It’s a start.
Develop a Plan
The simplest way to get to that debt is to develop a budget plan. Make a list of all your fixed bills like car loans, rent, personal loans, etc. and add to that list your variable debt like credit cards. Prioritize the list and compare it against any income you may have.
For some bills, you can briefly postpone them or work with a creditor to lower payments over time or even ask them to temporarily stop charging you interest. Whatever money you have left should be allocated, at least partially, to your student loans.
Unfortunately the time to pay the loan without hardship may be long past. If you’ve ignored your college debt for too long, claims can be filed against you. It would then be prudent to seek alternative methods of paying off your debts, such as a personal loan. The interest will tend to be lower and the bill will get paid.
Don’t Put it Off
You need to repay your debts – college included – as soon as you can. You should practice debt free living at every step of your life. Think about simple things like extra clothing, trips, dining out and movies – all of which can be scaled back, if not eliminated, to help repay your loans.
Before purchasing such items, consider whether you really need them. If not, at least defer the expenses to later. Make the elimination of debt your higher priority.
RSS FEED