With student loans is it very tough to hide from them. School loans are completely immune to bankruptcy, this means that students and graduates who failed to pay their bills face punishments (poor credit ratings, garnishment of wages, and IRS penalties).
Plus, in some areas it will be impossible to get a license in case you failed to pay off student loan debts. For example, you can get excluded from some government contracts if you own a small business.
Yes, this sounds nasty that young and unexperienced have to suffer the same problems as elderly, but this is our society. You either change it or live by its laws. That is why avoiding a student loan is no way to start a life after college.
By the way, thanks to student loan consolidation, you can come back to school and keep credit rating clean as much as possible.
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