This comes from the experience of the people whose debts passed the statute of limitations and the debt itself has vanished from the credit report system. Sending a dollar on the back balance means that the debt is automatically renewed again.

This is not a rule of a thumb for all debts, but many Americans and people round the globe are ready to trust these words, because they give them hope.

Instead they start using "dodge the harassment" techniques.

For example, bill collecting is mostly done either by phone call or by mail. People can change phone number. They call a carrier to stop the service, then start up with a new carrier under a different name.

Another thing is to find a local mailbox service and rent a box. With the new address, send in to the USPS a form indicating a change of address where instead of the drop address they use the address of a huge office building with many people and offices inside.

Some even go to a local rubber stamps’ firm and order the one saying ‘DECEASED’ and use it to stamp with red ink on the surface and later on drop at any USPS station.

Are these steps helping people to eliminate debts? Surely they are not. This is nothing but dodging and looks like a spy game – people do not like being spies in real life. We all love to live a normal life, without hiding from the agencies.

That is why the best tactics is not to dodge the debts. Intstead know how to avoid debts and eliminate the debts that are current for you.